{"id":1416,"date":"2026-09-10T16:14:19","date_gmt":"2026-09-10T16:14:19","guid":{"rendered":"https:\/\/wordpress.sofinela.sk\/?post_type=product&#038;p=1416"},"modified":"2026-10-13T10:49:55","modified_gmt":"2026-10-13T10:49:55","slug":"novy-produkt","status":"publish","type":"product","link":"https:\/\/sofinela.com\/en\/product\/novy-produkt\/","title":{"rendered":"IRREGULAR INCOME"},"content":{"rendered":"<p class=\"translation-block\"><strong>If you work as a self-employed person, freelancer, or real estate agent, or have multiple sources of income, fluctuating income is natural.<\/strong> This digital Excel tool was created specifically for everyone who doesn\u2019t have a guaranteed, identical paycheck every month. It will help you bring a solid system to your finances, smooth out uncertain months, and set a safe monthly budget.<\/p>\n<h3>What do you get and how will it help you?<\/h3>\n<ul data-path-to-node=\"15\">\n<li>\n<p data-path-to-node=\"15,0,0\"><b data-path-to-node=\"15,0,0\" data-index-in-node=\"0\">A stable \u201cmonthly salary\u201d from irregular jobs<\/b><\/p>\n<p data-path-to-node=\"15,0,1\">Based on your average income, the tool calculates exactly how much you can safely transfer to your personal account each month, without running short of money later.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"15,1,0\"><b data-path-to-node=\"15,1,0\" data-index-in-node=\"0\">Automatic monitoring of your reserve for taxes and social contributions<\/b><\/p>\n<p data-path-to-node=\"15,1,1\">The system constantly compares how much you should have set aside for mandatory payments with how much you\u2019ve actually set aside. No more unpleasant surprises in March.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"15,2,0\"><b data-path-to-node=\"15,2,0\" data-index-in-node=\"0\">Visual Dashboard with charts and KPIs<\/b><\/p>\n<p data-path-to-node=\"15,2,1\">You don\u2019t have to calculate anything complicated. All key indicators and charts are updated completely automatically in one place.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"15,3,0\"><b data-path-to-node=\"15,3,0\" data-index-in-node=\"0\">Comparison of plan versus reality<\/b><\/p>\n<p data-path-to-node=\"15,3,1\">You\u2019ll see right away where your money is leaking out unnecessarily, how your savings are developing, and whether you\u2019re actually meeting your financial goals.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"15,4,0\"><b data-path-to-node=\"15,4,0\" data-index-in-node=\"0\">Zero unnecessary complications<\/b><\/p>\n<p data-path-to-node=\"15,4,1\">You simply enter your income and expenses in the color-coded fields. All calculations, budgets, and statistics run in the background.<\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"17\">Who is this tool ideal for?<\/h3>\n<ul data-path-to-node=\"18\">\n<li>\n<p data-path-to-node=\"18,0,0\" class=\"translation-block\"><b data-path-to-node=\"18,0,0\" data-index-in-node=\"0\">Sole traders and self-employed individuals<\/b> (graphic designers, programmers, tradespeople, consultants)<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"18,1,0\" class=\"translation-block\"><b data-path-to-node=\"18,1,0\" data-index-in-node=\"0\">Freelancers and contract workers<\/b> with project-based pay<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"18,2,0\" class=\"translation-block\"><b data-path-to-node=\"18,2,0\" data-index-in-node=\"0\">Salespeople and agents<\/b> working on commission<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"18,3,0\"><b data-path-to-node=\"18,3,0\" data-index-in-node=\"0\">Anyone who has multiple irregular sources of income<\/b><\/p>\n<\/li>\n<\/ul>\n<h3 data-path-to-node=\"20\" class=\"translation-block\">How does it work? <i data-path-to-node=\"20\" data-index-in-node=\"16\">(Just 3 simple steps)<\/i><\/h3>\n<ol start=\"1\" data-path-to-node=\"21\">\n<li>\n<p data-path-to-node=\"21,0,0\" class=\"translation-block\"><b data-path-to-node=\"21,0,0\" data-index-in-node=\"0\">You download and set up (2 minutes):<\/b> In the <i data-path-to-node=\"21,0,0\" data-index-in-node=\"43\">Settings<\/i> sheet, you enter a few basic parameters about your finances.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"21,1,0\" class=\"translation-block\"><b data-path-to-node=\"21,1,0\" data-index-in-node=\"0\">You record as you go (1 minute a week):<\/b> In the <i data-path-to-node=\"21,1,0\" data-index-in-node=\"45\">Transaction Log<\/i> you simply drop in incoming payments and expenses.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"21,2,0\" class=\"translation-block\"><b data-path-to-node=\"21,2,0\" data-index-in-node=\"0\">You gain full control:<\/b> The Dashboard and linked sheets instantly show you your safe budget for this month and the status of your reserve.<\/p>\n<\/li>\n<\/ol>\n<h3 data-path-to-node=\"23\">Turn financial chaos into peace of mind and certainty today<\/h3>\n<p data-path-to-node=\"24\" class=\"translation-block\">Get the complete digital product, including <b data-path-to-node=\"24\" data-index-in-node=\"45\">clear instructions<\/b> that will guide you step by step through the entire setup.<\/p>\n<ul data-path-to-node=\"25\">\n<li>\n<p data-path-to-node=\"25,0,0\" class=\"translation-block\"><b data-path-to-node=\"25,0,0\" data-index-in-node=\"0\">Instant access<\/b> after payment<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"25,1,0\" class=\"translation-block\"><b data-path-to-node=\"25,1,0\" data-index-in-node=\"0\">Format:<\/b> MS Excel \/ Google Sheets<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"25,2,0\" class=\"translation-block\"><b data-path-to-node=\"25,2,0\" data-index-in-node=\"0\">Lifetime license<\/b> with no monthly fees<\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p><strong><span style=\"font-size: 16px;\">An Excel tool that brings a clear system to the finances of anyone who has an irregular income.<\/span><\/strong><\/p>\n<p>Based on your average earnings, it calculates exactly the safe amount for monthly living expenses and automatically oversees the building of a reserve for taxes and unexpected expenses. All you have to do is simply record incoming payments and expenses, while all the calculations and charts on the Dashboard run completely on their own.<\/p>\n<p>&nbsp;<\/p>","protected":false},"featured_media":2288,"template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"product_brand":[],"product_cat":[27,32],"product_tag":[],"class_list":["post-1416","product","type-product","status-publish","has-post-thumbnail","product_cat-osobne-financie","product_cat-vsetky-sablony","desktop-align-left","tablet-align-left","mobile-align-left","first","instock","shipping-taxable","purchasable","product-type-variable"],"_links":{"self":[{"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/product\/1416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/media\/2288"}],"wp:attachment":[{"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/media?parent=1416"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/product_brand?post=1416"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/product_cat?post=1416"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/sofinela.com\/en\/wp-json\/wp\/v2\/product_tag?post=1416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}