If you work as a self-employed person, freelancer, or real estate agent, or have multiple sources of income, fluctuating income is natural. This digital Excel tool was created specifically for everyone who doesn’t have a guaranteed, identical paycheck every month. It will help you bring a solid system to your finances, smooth out uncertain months, and set a safe monthly budget.
What do you get and how will it help you?
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A stable “monthly salary” from irregular jobs
Based on your average income, the tool calculates exactly how much you can safely transfer to your personal account each month, without running short of money later.
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Automatic monitoring of your reserve for taxes and social contributions
The system constantly compares how much you should have set aside for mandatory payments with how much you’ve actually set aside. No more unpleasant surprises in March.
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Visual Dashboard with charts and KPIs
You don’t have to calculate anything complicated. All key indicators and charts are updated completely automatically in one place.
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Comparison of plan versus reality
You’ll see right away where your money is leaking out unnecessarily, how your savings are developing, and whether you’re actually meeting your financial goals.
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Zero unnecessary complications
You simply enter your income and expenses in the color-coded fields. All calculations, budgets, and statistics run in the background.
Who is this tool ideal for?
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Sole traders and self-employed individuals (graphic designers, programmers, tradespeople, consultants)
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Freelancers and contract workers with project-based pay
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Salespeople and agents working on commission
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Anyone who has multiple irregular sources of income
How does it work? (Just 3 simple steps)
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You download and set up (2 minutes): In the Settings sheet, you enter a few basic parameters about your finances.
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You record as you go (1 minute a week): In the Transaction Log you simply drop in incoming payments and expenses.
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You gain full control: The Dashboard and linked sheets instantly show you your safe budget for this month and the status of your reserve.
Turn financial chaos into peace of mind and certainty today
Get the complete digital product, including clear instructions that will guide you step by step through the entire setup.
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Instant access after payment
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Format: MS Excel / Google Sheets
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Lifetime license with no monthly fees
